Standard Wallet
Single-Key Simplicity
A straightforward self-custody wallet backed by a single private key or a 12/24-word recovery phrase. Import an existing key, or generate a fresh wallet in seconds. Ideal for daily spending, receiving payments, and managing your on-chain activity with full privacy.
- Import via private key or BIP-39 recovery phrase
- Send, receive, and monitor transactions
- Full coin control and change address selection
Multisig Wallet
Eliminate Single Points of Failure
Distribute trust across multiple keys with configurable M-of-N signature requirements. A 2-of-3 vault means any two keyholders can authorize a transaction, but a single compromised key cannot move your funds. Perfect for long-term savings, shared treasuries, or inheritance planning.
- Configurable M-of-N quorum (e.g., 2-of-3, 3-of-5)
- No single key can unilaterally spend funds
- Coordinate signing across devices or trusted parties
Capabilities
Everything You Need, Nothing You Don’t
Powerful tools for managing Bitcoin on your own terms.
Private Key & Recovery Phrase
Import or generate wallets with a raw private key or a 12/24-word BIP-39 recovery phrase. Both paths give you full signing authority.
Message Signing
Cryptographically prove you control an address without exposing private material or broadcasting a transaction.
Address Book
Store, label, and search your frequently-used addresses. Paste from clipboard and validate format before saving.
Transaction Search
Filter your history by TXID, address, memo, date range, or amount. Find any transaction in seconds.
Coin Control
Hand-pick which UTXOs to spend. Optimize for privacy, minimize fees, or avoid combining outputs from different sources.
Change Address Control
Decide where leftover funds go after a transaction. Route change to a specific address or let Specter derive one automatically.
Side by Side
Specter vs. the Rest
Features that matter for serious Bitcoin holders.
| Feature | Specter | Others |
|---|---|---|
| Non-custodial | Varies | |
| Private key import | Some | |
| Recovery phrase import | Most | |
| Multisig vaults | Rare | |
| Message signing | Rare | |
| Coin control (UTXO selection) | Rare | |
| Change address control | Rare | |
| Address book with search | Some | |
| BTC / mBTC / sats display | Some |